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This World Bank report presents findings from a comprehensive nationwide survey (10,000+ households) on financial exclusion in Pakistan. The authors analyze barriers to access — including low income, gender bias, financial literacy, and institutional constraints — and propose strategies for expanding outreach through micro‑savings, remittances, and innovative product design.

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245: $a: Bringing Finance to Pakistan’s Poor: Access to Finance for Small Enterprises and the Underserved
245: $b:
082: $a:
100: $a: Tatiana Nenova & Cecile Thioro Niang & Anjum Ahmad
650: $a: Microfinance
250: $a:
440: $v:
250: $b: World Bank Publications
250: $c: 2009
020: $a: 978‑0‑8213‑8030‑7
300: $a: 233